Taktile Raises $110M for AI Decisioning at Banks

Taktile, a New York startup that automates the high-stakes decisions banks and insurers make every day, raised a $110 million Series C on June 24. The round was led by Growth Equity at Goldman Sachs Alternatives and brings the company's total funding to $184 million.

Taktile's platform sits at the point where a financial institution has to say yes or no: approving a loan, pricing a policy, paying a claim, flagging a transaction, or onboarding a new customer. Instead of the brittle, hard-coded rules engines that have governed these calls for decades, Taktile blends AI agents, business rules, external data and human oversight into a single workflow that compliance teams can inspect and audit — a necessity in industries where a regulator can demand to know exactly why an application was denied.

The company says its software already powers millions of decisions a day, and it published the kind of numbers that win over conservative buyers: 95% automation in some B2B underwriting workflows, 75% fewer false positives in anti-money-laundering screening, and one large insurer projecting more than $90 million in claims-processing savings. Tiger Global, Index Ventures, Balderton Capital, Y Combinator and Dig Ventures joined the round. The company, founded in Berlin and now headquartered in New York, also keeps an engineering base in London.

That a buyout-grade investor like Goldman's growth arm is leading the round underscores how the AI conversation in regulated finance has shifted from experimentation to production. Banks and insurers were among the most cautious adopters of generative AI, wary of hallucinations and audit risk; Taktile's bet is that the winning product is not the smartest model but the one that wraps a model in enough rules, logging and human checkpoints to survive a regulatory review.